Old Point Financial Corporation ( OPOF) Stock. Should you Buy or Sell? $ 23.46
0.14 (0.59 %)
Old Point Financial Corporation Analysis
Updated on 10-09-2022Symbol | OPOF |
Price | $23.46 |
Beta | 0.708 |
Volume Avg. | $2.83 thousand |
Market Cap | $117.63 M |
52 Week Range | $20.5 - $27.99 |
Old Point Financial Corporation opened the day at $23.46 which is +'0.59 % on yesterday's close. Old Point Financial Corporation has a 52 week high of $27.99 and 52 week low of $20.5, which is a difference of $7.49. We like to see positive, upward trending shares, preferably with momentum. Market capitalization is $117.63 M and total net profit is $53175000 which means the company is trading at 2.21 times profit to market capitalization. Theoretically, if you were to buy Old Point Financial Corporation for $117.63 M, it would take 15 years to get your money back. Old Point Financial Corporation are in the Banks—Regional space which will have a sweet spot and industry standard for net profit multiples.
Price Chart
Financials
Old Point Financial Corporation Stock Forecast - Is Old Point Financial Corporation a Buy or Sell?
DCF Score | Strong Buy | |
ROE Score | Neutral | |
ROA Score | Neutral | |
DE Score | Strong Buy | |
PE Score | Strong Buy | |
PB Score | Strong Buy | |
Overall Recommendation | Strong Buy |
Growth and Value
PE Ratio | 16.292 |
Dividend Yiel | 0.022 |
Net Profit Margin | 0.141 |
Valuing Old Point Financial Corporation
Price Book Value Ratio | 1.180 | Price To Book Ratio | 1.180 |
Price To Sales Ratio | 2.241 | Price Earnings Ratio | 15.893 |
How liquid is Old Point Financial Corporation
Current Ratio | 0.000 |
Quick Ratio | 0.000 |
Debt
Debt Ratio | 0.923 | Debt Equity Ratio | 11.999 |
Long Term Debt To Capitalization | 0.226 | Total Debt To Capitalization | 0.000 |
Latest news about Old Point Financial Corporation

HAMPTON, Va., Sept. 16, 2021 /PRNewswire/ -- Old Point Financial Corporation (Old Point) (Nasdaq: OPOF) is pleased to announce that A.

HAMPTON, Va., Sept. 14, 2021 /PRNewswire/ -- Old Point National Bank (Old Point) is proud to be recognized by Virginia Media's Inside Business as one of their 2021 Top Workplaces in Hampton Roads, Virginia.

HAMPTON, Va., Aug. 30, 2021 /PRNewswire/ -- Old Point National Bank (Old Point) has expanded its Richmond, Virginia team with the addition of three new Commercial Relationship Managers.

HAMPTON, Va., Aug. 18, 2021 /PRNewswire/ -- Old Point Financial Corporation declared a quarterly cash dividend of $0.13 per share on its common stock to be paid on September 24, 2021 to shareholders of record as of September 1, 2021.

HAMPTON, Va., July 15, 2021 /PRNewswire/ -- Old Point Financial Corporation (the Company) announced the completion of its private placement of $30 million of 3.50% Fixed to Floating Rate Subordinated Notes due 2031 (the Notes) to certain qualified institutional buyers and accredited investors.
About Old Point Financial Corporation
Description :
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.