Stock Forecast

  Citizens & Northern Corporation ( CZNC) Stock. Should you Buy or Sell?    $ 23.99

0.01 (0.04 %)



Citizens & Northern Corporation Analysis

Updated on 10-09-2022
Symbol CZNC
Price $23.99
Beta 0.368
Volume Avg. $15.33 thousand
Market Cap $371.68 M
52 Week Range $23.21 - $27.99


Citizens & Northern Corporation opened the day at $23.99 which is +'0.04 % on yesterday's close. Citizens & Northern Corporation has a 52 week high of $27.99 and 52 week low of $23.21, which is a difference of $4.78. We like to see positive, upward trending shares, preferably with momentum. Market capitalization is $371.68 M and total net profit is $102387000 which means the company is trading at 3.63 times profit to market capitalization. Theoretically, if you were to buy Citizens & Northern Corporation for $371.68 M, it would take 15 years to get your money back. Citizens & Northern Corporation are in the Banks—Regional space which will have a sweet spot and industry standard for net profit multiples.



Price Chart


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Financials




Citizens & Northern Corporation Stock Forecast - Is Citizens & Northern Corporation a Buy or Sell?


DCF ScoreStrong Buy
ROE ScoreNeutral
ROA ScoreNeutral
DE ScoreStrong Buy
PE ScoreStrong Buy
PB ScoreStrong Buy
Overall RecommendationStrong Buy

Growth and Value


PE Ratio 12.968
Dividend Yiel 0.047
Net Profit Margin 0.282


Valuing Citizens & Northern Corporation


Price Book Value Ratio 1.432 Price To Book Ratio 1.432
Price To Sales Ratio 3.593 Price Earnings Ratio 12.734


How liquid is Citizens & Northern Corporation


Current Ratio 5.478
Quick Ratio 5.478


Debt


Debt Ratio 0.893 Debt Equity Ratio 8.322
Long Term Debt To Capitalization 0.227 Total Debt To Capitalization 0.389



Latest news about Citizens & Northern Corporation


Citizens & Northern (CZNC) Is a Great Choice for "Trend" Investors, Here's Why

Citizens & Northern (CZNC) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.

Date : 25/01/2022

Analysts Estimate Citizens & Northern (CZNC) to Report a Decline in Earnings: What to Look Out for

Citizens & Northern (CZNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Date : 13/01/2022

Here's What Could Help Citizens & Northern (CZNC) Maintain Its Recent Price Strength

Citizens & Northern (CZNC) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.

Date : 24/11/2021

Earnings Preview: Citizens & Northern (CZNC) Q3 Earnings Expected to Decline

Citizens & Northern (CZNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Date : 29/10/2021

Citizens & Northern Corporation: Bank With 4.3% Dividend And Growth Potential

CZNC's revenue has been steadily rising for the past 5 years (10.28% on average), and it recently accelerated (34.71%). They have a healthy balance sheet with a strong operating cash flow.

Date : 15/10/2021





About Citizens & Northern Corporation


CEO : Mr. J. Scovill
Sector : Financial Services
Industry : Banks—Regional

Website : https://www.cnbankpa.com

Exchange : NASDAQ Capital Market

Description :

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers. The company offers lending products include commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit; and deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits. It also offers wealth management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services; and a range of personal and commercial insurance products; mutual funds, annuities, educational savings accounts, and other investment products through registered agents. In addition, the company reinsures credit and mortgage, life and accident, and health insurance products. As of December 31, 2021, it had 31 branch offices, including 23 in the Northern tier/Northcentral region of Pennsylvania, 2 in the Southern tier of New York State, 4 in Southeastern Pennsylvania, and 2 in Southcentral Pennsylvania, as well as a lending office in Elmira, New York. The company was founded in 1864 and is based in Wellsboro, Pennsylvania.


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