Citizens & Northern Corporation ( CZNC) Stock. Should you Buy or Sell? $ 23.99
0.01 (0.04 %)
Citizens & Northern Corporation Analysis
Updated on 10-09-2022| Symbol | CZNC |
| Price | $23.99 |
| Beta | 0.368 |
| Volume Avg. | $15.33 thousand |
| Market Cap | $371.68 M |
| 52 Week Range | $23.21 - $27.99 |
Citizens & Northern Corporation opened the day at $23.99 which is +'0.04 % on yesterday's close. Citizens & Northern Corporation has a 52 week high of $27.99 and 52 week low of $23.21, which is a difference of $4.78. We like to see positive, upward trending shares, preferably with momentum. Market capitalization is $371.68 M and total net profit is $102387000 which means the company is trading at 3.63 times profit to market capitalization. Theoretically, if you were to buy Citizens & Northern Corporation for $371.68 M, it would take 15 years to get your money back. Citizens & Northern Corporation are in the Banks—Regional space which will have a sweet spot and industry standard for net profit multiples.
Price Chart
Financials
Citizens & Northern Corporation Stock Forecast - Is Citizens & Northern Corporation a Buy or Sell?
| DCF Score | Strong Buy | |
| ROE Score | Neutral | |
| ROA Score | Neutral | |
| DE Score | Strong Buy | |
| PE Score | Strong Buy | |
| PB Score | Strong Buy | |
| Overall Recommendation | Strong Buy |
Growth and Value
| PE Ratio | 12.968 |
| Dividend Yiel | 0.047 |
| Net Profit Margin | 0.282 |
Valuing Citizens & Northern Corporation
| Price Book Value Ratio | 1.432 | Price To Book Ratio | 1.432 |
| Price To Sales Ratio | 3.593 | Price Earnings Ratio | 12.734 |
How liquid is Citizens & Northern Corporation
| Current Ratio | 5.478 |
| Quick Ratio | 5.478 |
Debt
| Debt Ratio | 0.893 | Debt Equity Ratio | 8.322 |
| Long Term Debt To Capitalization | 0.227 | Total Debt To Capitalization | 0.389 |
Latest news about Citizens & Northern Corporation
Citizens & Northern (CZNC) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
Citizens & Northern (CZNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Citizens & Northern (CZNC) made it through our "Recent Price Strength" screen and could be a great choice for investors looking to make a profit from stocks that are currently on the move.
Citizens & Northern (CZNC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
CZNC's revenue has been steadily rising for the past 5 years (10.28% on average), and it recently accelerated (34.71%). They have a healthy balance sheet with a strong operating cash flow.
About Citizens & Northern Corporation
Description :
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers. The company offers lending products include commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit; and deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits. It also offers wealth management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services; and a range of personal and commercial insurance products; mutual funds, annuities, educational savings accounts, and other investment products through registered agents. In addition, the company reinsures credit and mortgage, life and accident, and health insurance products. As of December 31, 2021, it had 31 branch offices, including 23 in the Northern tier/Northcentral region of Pennsylvania, 2 in the Southern tier of New York State, 4 in Southeastern Pennsylvania, and 2 in Southcentral Pennsylvania, as well as a lending office in Elmira, New York. The company was founded in 1864 and is based in Wellsboro, Pennsylvania.
